25. If my beneficiary or joint annuitant dies after I retire, may I change my benefit payment option so I may receive a higher monthly benefit?
No, you may not change your selected option after your retire and once you cash or deposit your first benefit payment unless you chose the 10 year or 20 year option benefit and your designated contingent annuitant has died. In this case you may name a new contingent annuitant. CMERS will require a certified copy of the death certificate for the deceased annuitant.