State Employees Retirement Commission Meeting Minutes September 20, 2018

DRAFT
STATE OF CONNECTICUT
STATE EMPLOYEES RETIREMENT COMMISSION

A regular meeting of the State Employees Retirement Commission (the "Commission") was held on September 20, 2018, in 7th Floor Conference Room at 55 Elm Street, Hartford Connecticut.  The meeting convened at 9:00 a.m. and the following members of the Commission were present:

The following members of the Commission were absent:

Also present were:

Call to Order 

Chairman Adomeit called the meeting to order at 9:07 a.m. 

Chairman's Report 

The Chairman welcomed Karen Buffkin, Esq. to the Retirement Commission and he announced that Laila Mandour has resigned from her position on the Retirement Commission.  

Division Director's Report 

The Division is working to process the SAG award. The Division has issued all the invoices to people who showed an interest in transferring from the ARP to Hybrid, those numbers will not be shown on the director�s report next month.  

Division Director's Report

Disability Retirements

Pending Disability Applications as of 6/2018   7/2018   8/2018   9/2018
Pending Applications   295   289   273   268
Applications preliminary reviewed   65   62   65   73
Applications waiting for documentation    230   227   208   195
Applications scheduled   131   156   163   181
Total Pending   426   445   436   449
Number of Applications Received   18   20   10   26
Number of Applications on the Agenda   24   16   28   25
Number of Application Approved   14   14   22   15
24-Month Review Cases
On the list for 24-Month Review (Past and Future)   261   244   261   226  
Collecting SSD   56   59   59   38
Part of the Backlog   13   22   29   5
Not Collecting SSD   205   185   202   188
Part of the Backlog   108   101   120   109
MEB Scheduled   24   36   60   42
ARP to Hybrid Retirements
Monthly
Retirees   12   8   19   8
Prospective   0   0   0   0
Transfer   2   4   4   4
Waiver   0   0   0   0
Total   14   12   23   12
Audited and sent invoices   0   0   0   0
Total Outstanding to be audited   318   323   318   318
To date
Retirees   540   541   568   568
Prospective   5   5   5   5
Transfer   1466   1470   1448   1448
Waiver   9   9   9   9
Total   2020   2025   2030   2030
Retirements in Audit
Retirements Processed   119   133   254   179  
Regular   98   109   224   151
Voluntary Pending    4   6   8   10
New Disability   11   6   11   11
Disability Finalized   6   12   11   7

 

Deputy Comptroller Carlson added that this work could not have been accomplished without the use of the pension module.

New Matters

  1.  At 9:12, Mr. Luciano moved, seconded by Mr. Quiros to amend the agenda to add the parking expense reimbursement request of Trustee Charles Casella, as well as the Actuarial Report of the Connecticut State Employees Retirement System Experience Investigation for the Five-Year Period Ending June 30, 2017.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to amend the agenda to add the parking expense reimbursement request of Trustee Charles Casella, as well as the Actuarial Report of the Connecticut State Employees Retirement System Experience Investigation for the Five-Year Period Ending June 30, 2017.

1. Request Commission Approval of the August 16, 2018 minutes.

  1. At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the August 16, 2018 minutes.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3. The Commission voted unanimously in favor to approve the August 16, 2018 minutes.

2.     Request Commission Approval of the State Employees Retirement Commission Chairman�s Per Diem Expenses.

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the State Employees Retirement Commission Chairman�s Per Diem Expenses.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the State Employees Retirement Commission Chairman�s Per Diem Expenses.

3.     Request Commission Approval of the State Employees Retirement Commission Union Trustee Claude Poulin Per Diem and Travel Expenses.

  1.   At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the State Employees Retirement Commission Union Trustee�s Per Diem and Travel Expenses.
  2.  Mr. Poulin abstained.
  3.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  4.  The Commission voted unanimously in favor, with Mr. Poulin abstaining, to approve the State Employees Retirement Commission Union Trustee�s Claude Poulin Per Diem and Travel Expenses.

4.     Request Commission Acceptance of the September 2018 Billing from Robinson and Cole for federal tax matters.

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to accept the Billing from Robinson & Cole for federal tax matters.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to accept the Billing from Robinson & Cole for federal tax matters.

5.     Request Commission Acceptance of the September 2018 Invoices from Rose Kallor.

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to accept the Invoices from Rose Kallor.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to accept the Invoices from Rose Kallor.

6.     Request Commission Approval of the Connecticut State Employees Retirement System Service Retirements for the Month of August 2018. 

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the Connecticut State Employees Retirement System Service Retirements for the Month of August 2018. 
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Connecticut State Employees Retirement System Service Retirements for the Month of August 2018. 

7.     Request Commission Approval of the Connecticut State Employees Retirement System Voluntary Pending Retirements for the Month of August 2018. 

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the Connecticut State Employees Retirement System Voluntary Pending Retirements for the Month of August 2018.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Connecticut State Employees Retirement System Voluntary Pending Retirements for the Month of August 2018.

8.     Request Commission Approval of the Connecticut State Employees System Disability Retirements for the Month of August 2018.   

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the Connecticut State Employees System Disability Retirements for the Month of August 2018. 
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Connecticut State Employees System Disability Retirements for the Month of August 2018.

9.     Request Commission Approval of the Connecticut State Employees System Retroactive Retirements for the Month of August 2018.  

  1.  At 9:13, Mr. Luciano moved, seconded by Mr. Quiros to approve the Connecticut State Employees System Retroactive Retirements for the Month of August 2018. 
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Connecticut State Employees System Retroactive Retirements for the Month of August 2018.

10.  Request Commission Approval of the Municipal Retirement System Retirements for the Month of August 2018.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Municipal Retirement System Retirements for the August 2018.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Municipal Retirement System Retirements for the month of August 2018.

11.  Request Commission Approval of the Municipal Retirement System Disability Retirements Approved by the Medical Examining Board.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Municipal Retirement System Disability Retirements Approved by the Medical Examining Board.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Municipal Retirement System Disability Retirements Approved by the Medical Examining Board.

12.  Request Commission Acceptance of the Recommendations by the Medical Examining Board for the Continued Entitlement Approvals.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to accept the Recommendations by the Medical Examining Board for the Continued Entitlement Approvals.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to accept the Recommendations by the Medical Examining Board for the Continued Entitlement Approvals.

13.  Request Commission Acceptance of the Recommendations by the Medical Examining Board for the Continued Entitlement Denials.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to accept the Recommendations by the Medical Examining Board for the Continued Entitlement Denials.
  2.   Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to accept the Recommendations by the Medical Examining Board for the Continued Entitlement Denials.

14.  Request Commission Approval of the Retirement Services Division Request to Discontinue the Disability Applications Due to the One Year Deadline Associated with the Right to Ask for a Reconsideration of the Medical Examining Board Denial.

  1.   At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Retirement Services Division Request to Discontinue the Disability Applications Due to the One Year Deadline Associated with the Right to Ask for a Reconsideration of the Medical Examining Board Denial.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Retirement Services Division Request to Discontinue the Disability Applications Due to the One Year Deadline Associated with the Right to Ask for a Reconsideration of the Medical Examining Board Denial.  

15.  Request Commission Approval of the Judges, Family Support Magistrates and Compensation Commissioners Retirement System for September 2018. Benefits to be paid Semi-Monthly.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Judges, Family Support Magistrates and Compensation Commissioners Retirement System for September 2018. Benefits to be paid Semi-Monthly.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Judges, Family Support Magistrates and Compensation Commissioners Retirement System for September 2018. Benefits to be paid Semi-Monthly.

16.  Request Commission Approval of the Judges, Family Support Magistrates and Compensation Commissioners Retirement System for September 2018. Benefits to be paid Monthly.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Judges, Family Support Magistrates and Compensation Commissioners Retirement System for September 2018. Benefits to be paid Monthly.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Judges, Family Support Magistrates and Compensation Commissioners Retirement System for September 2018. Benefits to be paid Monthly.

17.  Request Commission Approval of the Probate Judges and Employees Retirement System Retirements for September 2018.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Probate Judges and Employees Retirement System Retirements for September 2018.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Probate Judges and Employees Retirement System Retirements for September 2018.

18.  Request Commission Approval of the Probate Judges and Employees Retirement Fund Personnel Expenses for the Pay Period July 6, 2018 through August 2, 2018.

  1.  At 9:14, Mr. Luciano moved, seconded by Mr. Quiros to approve the Probate Judges and Employees Retirement Fund Personnel Expenses for the Pay Period July 6, 2018 through August 2, 2018.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Probate Judges and Employees Retirement Fund Personnel Expenses for the Pay Period July 6, 2018 through August 2, 2018.

19.  Request Commission Approval of the Recommendations from the Regulations and Overpayment Subcommittee Meeting held on August 29, 2018.

  1.  At 9:14, Mr. Casella moved, seconded by Mr. Quiros to approve the Recommendations from the Regulations and Overpayment Subcommittee Meeting held on August 29, 2018.
  2.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  3.  The Commission voted unanimously in favor to approve the Recommendations from the Regulations and Overpayment Subcommittee Meeting held on August 29, 2018.

20.  Request Commission Approval of the Parking Expense Reimbursement of Trustee Charles Casella.

  1.  At 9:15, Mr. Luciano moved, seconded by Mr. Quiros to approve the Parking Expense Reimbursement of Trustee Charles Casella. 
  2.  Mr. Casella abstained.
  3.  Chairman asked if there was any discussion. There being no discussion he called for a vote.
  4.  The Commission voted unanimously in favor, with Mr. Casella abstaining, to approve the Parking Expense Reimbursement of Trustee Charles Casella. 

21.  Request Commission Acceptance of the Actuarial Report of the Connecticut State Employees Retirement System Experience Investigation for the Five-Year Period Ending June 30, 2017.

  1.  At 9:15, Mr. Luciano moved, seconded by Mr. Quiros to accept the Actuarial Report of the Connecticut State Employees Retirement System Experience Investigation for the Five-Year Period Ending June 30, 2017.
  2.  Chairman asked if there was any discussion. There was discussion.
  3.  Mr. Poulin provided a summary of the report to the Commission and the impact that it had on MERS. Additionally, the Commission was advised that the actuaries will make a presentation before the whole Commission. Ms. Martin added that the Actuaries will be showing examples of what would happen given the various choices.
  4.  The Commission voted unanimously in favor to accept the Actuarial Report of the Connecticut State Employees Retirement System Experience Investigation for the Five-Year Period Ending June 30, 2017.

Executive Session - discussion and possible action

  1. Catherine Crandle declaratory ruling - written legal opinion/pending claim.
  2. Jeremy Wiganowske - pending litigation.
  3. David Carter - pending litigation.
  4. Richard Kay - pending litigation.
  5. Thompson - pending litigation.
  6. Hartford Housing Authority inquiry - written legal opinion.
  7. Carol Walenski - pending litigation.
  8. Ronald Johnson - pending litigation.
  9. Gary Soracchi - pending litigation.
  10. James Rizzio - pending litigation.
  11. C.G.S. 5-192b interpretation - written legal opinion.
  12. Determination letter status - written legal opinion.
  13. VCP filing status - written legal opinion.
  14. Investment in the contract issues - written legal opinion.
  15. SERC authority to hire vendor to administer provision of SEBAC 2017 - written legal opinion.

 

At 9:27 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 1.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 1. 

At 9:29 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:29 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 2.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 2. 

At 9:39 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:39 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 3.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 3. 

At 9:41 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:41 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 4.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 4. 

At 9:44 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:44 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 5.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 5. 

At 9:47 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:47 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 6.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 6. 

At 9:48 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:48 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 7.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 7. 

At 9:49 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:49 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 8.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 8. 

At 9:49 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:49 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 9.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 9.

At 9:50 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:50 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 10.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session.. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 10. 

At 9:53 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 9:53 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 11.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 11. 

Ms. Buffkin recused herself from the discussion concerning Item 11. 

At 10:08 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 10:08 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 12.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 12. 

At 10:09 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 10:09 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 13.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 13. 

At 10:27 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 10:27 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 14.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 14. 

At 10:28 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

At 10:28 a.m., Mr. Luciano moved, seconded by Mr. Quiros to go into executive session for purposes of discussing Item 15.  Attorney Barth, Attorney Cieslak, John Herrington, Attorney Rose, Colin Newman, and Attorney Sullivan were invited by the Commission to stay for executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously in favor to enter executive session to discuss Item 15. 

At 10:29 a.m., Mr. Luciano moved, seconded by Mr. Quiros to exit executive session. The Chairman asked if there was any discussion. There being no discussion he called for a vote. The Commission voted unanimously to exit executive session.

Upon exiting executive session, a discussion was held concerning whether there was a need to hire a vendor to administer certain SEBAC 2017 provisions as it relates to SSDI benefits.

 

Adjournment

 

With no further business before the Commission, Mr. Luciano moved, with a second by Mr. Quiros to adjourn at 10:35 a.m.  The Commission voted unanimously to adjourn. 

 

Respectfully Submitted by:

 

__________________________________

Peter Adomeit, Chairman

 

___________________________________

Prepared by John Herrington, Retirement Services Division Director

 

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